JUMBO PRODUCTS

Our professional teams diligently research and negotiate for products to keep your business carving out an ever-evolving market share.

We strive to add or create jumbo products designed to reach all facets of the industry. By developing unique teams and programs, we are able to serve specific and often overlooked segments of the market.

All loan programs displayed on this website may not be available in every state.


MORE LOAN PRODUCTS
Conventional Products
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7600 NON-QM SERIES PROGRAM BEYOND JUMBO

  • 15 & 30 Year Fixed Rate
  • 5/1, 7/1 & 10/1 Fully Amortizing ARMs
  • Interest Only (IO)- 30 Year Fixed with 10 Year IO, 5/1 & 7/1 ARMs- Allowed in CA, FL TN and TX only
  • Primary Residence 1-4 Units- Purchase, Rate / Term, (1-2 Units) Cash-Out, Second Home (1 Unit) Purchase, Rate /Term and Cash-Out, Investment (1-4 Units) Purchase & Rate/ Term only
  • Primary Residence (1-2 Units) Purchase & Rate /Term up to 90% LTV NO MI
  • Minimum credit score as low as 661
  • DTI up to 49.99% allowed
  • Non-warrantable, Condotels and modular homes allowed
  • Maximum Loan Amount up to $2MM
  • Maximum Cash-Out $500,000.00
  • Asset Depletion
  • Non-Delegated

7200 NON-QM SERIES PROGRAM TRUE JUMBO

  • 30 Year Fixed Rate
  • Primary Residence 1-2 Units- Purchase, Rate / Term & Cash-Out, Second Home (1 Unit) Purchase, Rate /Term & Cash-Out, Investment Properties (1-4 Units) Purchase and Rate / Term only
  • Investment property purchase, no lease required to use rental income to qualify with two year landlord history
  • Maximum LTV 80%
  • Minimum credit score 720
    • Lower credit score of 700 for Purchase (1 Unit) ≤70% LTV and (2 Unit) ≤65% LTV
  • DTI up to 49.99% allowed
  • Minimum Loan Amount $300,000.00
  • Maximum Cash-Out $750,000.00
  • Asset Depletion Allowed
  • Non-Delegated

6700 SERIES PROGRAM SIMPLY JUMBO

  • Primary 1-Unit
  • Purchase, Rate / Term
  • 30 year fixed rate
  • Minimum LTV 80.01
  • Maximum LTV 90% with NO MI
  • Minimum Credit Score as low as 720
  • DTI up to 43%
  • Maximum Loan amount $1,500,000
  • Non-Delegated

6600 SERIES PROGRAM BEYOND JUMBO

  • Primary Residence 1-4 Units- Purchase, Rate / Term up to $2M
    • 1-2 Units Cash-Out up to $500,000.00
  • Second Home- Purchase & Rate / Term up to $2M
    • Cash-Out up to $500,000.00
  • Investment 1-4 Units- Purchase & Rate /Term up to $1M
    • Cash-Out up to $250,000.00
  • Maximum LTV 90% with NO MI
  • Minimum credit score as low as 661
  • DTI up to 43% allowed
  • Fixed and ARMS
  • Non-warrantable and Condotels allowed
  • Non-Delegated

6400 SERIES PROGRAM ULTIMATE JUMBO

  • Primary Residence 1-4 Units- Purchase, Rate / Term & Cash-Out up to $5M
  • Second Home- Purchase & Rate / Term & Cash-out up to $5M
  • Investment 1-4 Units- Purchase & Rate /Term
  • Maximum LTV 80%
  • Minimum credit score as low as 660
  • DTI up to 43% allowed
  • Fixed and ARMS
  • Non-warrantable Condos allowed
  • Non-Delegated

6200 SERIES PROGRAM TRUE JUMBO

  • Primary Residence 1-2 Units- Purchase, Rate / Term up to $2.5M
    • Cash-Out 1 Unit up $750,000.00
  • Second Home- Purchase & Rate / Term up to $2.5M
    • Cash-Out 30 Year Fixed only up to $750,000.00
  • Investment 1-4 Units- Purchase & Rate /Term up to $1M
  • Maximum LTV 85% with NO MI
  • Minimum credit score as low as 700
  • DTI up to 43% allowed
  • Fixed and ARMS
  • Non-Delegated

© CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS# 1820 in most, but not all states. CMG Mortgage Inc. is an equal opportunity lender, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025. Offer of credit is subject to credit approval. For more information on our company, please visit www.cmgfi.com. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org.