Conforming Loan Limits Announced for 2016

  • December 09, 2015

As expected, the Federal Housing Finance Agency reevaluated many areas on the country in order to adjust the conforming loan limits accordingly. While much of the nation was left untouched, thirty-nine “high-cost” counties saw the limits changed.
Most of the United States will remain untouched, however, some of the more expensive areas including four counties in California as well as Denver, Boston, Nashville, and Seattle will see significant increases to conforming loan limits in those and surrounding areas.
A conforming loan limit indicates the highest amount a mortgage loan can be in order for Freddie Mac and Fannie Mae to purchase or guarantee. Loan amounts exceeding this limit in the specific area will require a Jumbo loan, which means different regulations and terms.
For more information on the conforming loan limits in your area, visit the Federal Housing Finance Agency website

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