About Me
My Philosophy Geoffrey Nguyen is knowledgeable in all areas of the mortgage industry, including sales, operations and management. He understands how to build a mortgage solution perfect for each buyer's unique needs. With this, Geoffrey is committed to providing each customer with the highest level of service and professionalism. Geoffrey's innovative approach to business, emphasis on working as an integrated team and high standards for customer satisfaction make the mortgage process easy for everyone involved. Let Geoffrey bring your home ownership dreams to life!
Monthly Payments
$ 1,663 *
Principal $205
Interest $1,458
Monthly Payments with Tax and Insurance
$ 1,938 *
Created with Highcharts 7.2.2 Highcharts.com
Created with Highcharts 7.2.2 5 years 10 years 15 years 0 500 1000 1500 2000 Highcharts.com Your total Principal and Interest payment: $1,663
Monthly Payments
$ 1,663 *
Principal $205
Interest $1,458
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
June
1
1
$1,663
$205
$1,458
$1,458
$249,795
July
2
1
$1,663
$206
$1,457
$2,915
$249,589
Aug.
3
1
$1,663
$207
$1,456
$4,371
$249,382
Sept.
4
1
$1,663
$209
$1,455
$5,826
$249,173
Oct.
5
1
$1,663
$210
$1,454
$7,280
$248,963
Nov.
6
1
$1,663
$211
$1,452
$8,732
$248,752
Dec.
7
1
$1,663
$212
$1,451
$10,183
$248,540
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
8
1
$1,663
$213
$1,450
$11,633
$248,327
Feb.
9
1
$1,663
$215
$1,449
$13,081
$248,112
Mar.
10
1
$1,663
$216
$1,447
$14,529
$247,896
April
11
1
$1,663
$217
$1,446
$15,975
$247,679
May
12
1
$1,663
$218
$1,445
$17,420
$247,460
June
13
2
$1,663
$220
$1,444
$18,863
$247,241
July
14
2
$1,663
$221
$1,442
$20,305
$247,020
Aug.
15
2
$1,663
$222
$1,441
$21,746
$246,797
Sept.
16
2
$1,663
$224
$1,440
$23,186
$246,574
Oct.
17
2
$1,663
$225
$1,438
$24,624
$246,349
Nov.
18
2
$1,663
$226
$1,437
$26,061
$246,123
Dec.
19
2
$1,663
$228
$1,436
$27,497
$245,895
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
20
2
$1,663
$229
$1,434
$28,931
$245,666
Feb.
21
2
$1,663
$230
$1,433
$30,364
$245,436
Mar.
22
2
$1,663
$232
$1,432
$31,796
$245,205
April
23
2
$1,663
$233
$1,430
$33,227
$244,972
May
24
2
$1,663
$234
$1,429
$34,656
$244,737
June
25
3
$1,663
$236
$1,428
$36,083
$244,502
July
26
3
$1,663
$237
$1,426
$37,509
$244,265
Aug.
27
3
$1,663
$238
$1,425
$38,934
$244,026
Sept.
28
3
$1,663
$240
$1,423
$40,358
$243,787
Oct.
29
3
$1,663
$241
$1,422
$41,780
$243,545
Nov.
30
3
$1,663
$243
$1,421
$43,201
$243,303
Dec.
31
3
$1,663
$244
$1,419
$44,620
$243,059
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
32
3
$1,663
$245
$1,418
$46,038
$242,813
Feb.
33
3
$1,663
$247
$1,416
$47,454
$242,567
Mar.
34
3
$1,663
$248
$1,415
$48,869
$242,318
April
35
3
$1,663
$250
$1,414
$50,283
$242,069
May
36
3
$1,663
$251
$1,412
$51,695
$241,817
June
37
4
$1,663
$253
$1,411
$53,105
$241,565
July
38
4
$1,663
$254
$1,409
$54,514
$241,311
Aug.
39
4
$1,663
$256
$1,408
$55,922
$241,055
Sept.
40
4
$1,663
$257
$1,406
$57,328
$240,798
Oct.
41
4
$1,663
$259
$1,405
$58,733
$240,539
Nov.
42
4
$1,663
$260
$1,403
$60,136
$240,279
Dec.
43
4
$1,663
$262
$1,402
$61,538
$240,018
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
44
4
$1,663
$263
$1,400
$62,938
$239,754
Feb.
45
4
$1,663
$265
$1,399
$64,336
$239,490
Mar.
46
4
$1,663
$266
$1,397
$65,733
$239,224
April
47
4
$1,663
$268
$1,395
$67,129
$238,956
May
48
4
$1,663
$269
$1,394
$68,523
$238,686
June
49
5
$1,663
$271
$1,392
$69,915
$238,415
July
50
5
$1,663
$273
$1,391
$71,306
$238,143
Aug.
51
5
$1,663
$274
$1,389
$72,695
$237,869
Sept.
52
5
$1,663
$276
$1,388
$74,082
$237,593
Oct.
53
5
$1,663
$277
$1,386
$75,468
$237,316
Nov.
54
5
$1,663
$279
$1,384
$76,853
$237,037
Dec.
55
5
$1,663
$281
$1,383
$78,236
$236,756
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
56
5
$1,663
$282
$1,381
$79,617
$236,474
Feb.
57
5
$1,663
$284
$1,379
$80,996
$236,190
Mar.
58
5
$1,663
$285
$1,378
$82,374
$235,905
April
59
5
$1,663
$287
$1,376
$83,750
$235,618
May
60
5
$1,663
$289
$1,374
$85,124
$235,329
June
61
6
$1,663
$291
$1,373
$86,497
$235,038
July
62
6
$1,663
$292
$1,371
$87,868
$234,746
Aug.
63
6
$1,663
$294
$1,369
$89,238
$234,452
Sept.
64
6
$1,663
$296
$1,368
$90,605
$234,157
Oct.
65
6
$1,663
$297
$1,366
$91,971
$233,859
Nov.
66
6
$1,663
$299
$1,364
$93,335
$233,560
Dec.
67
6
$1,663
$301
$1,362
$94,698
$233,260
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
68
6
$1,663
$303
$1,361
$96,058
$232,957
Feb.
69
6
$1,663
$304
$1,359
$97,417
$232,653
Mar.
70
6
$1,663
$306
$1,357
$98,774
$232,346
April
71
6
$1,663
$308
$1,355
$100,130
$232,039
May
72
6
$1,663
$310
$1,354
$101,483
$231,729
June
73
7
$1,663
$312
$1,352
$102,835
$231,417
July
74
7
$1,663
$313
$1,350
$104,185
$231,104
Aug.
75
7
$1,663
$315
$1,348
$105,533
$230,789
Sept.
76
7
$1,663
$317
$1,346
$106,879
$230,472
Oct.
77
7
$1,663
$319
$1,344
$108,224
$230,153
Nov.
78
7
$1,663
$321
$1,343
$109,566
$229,832
Dec.
79
7
$1,663
$323
$1,341
$110,907
$229,510
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
80
7
$1,663
$324
$1,339
$112,246
$229,185
Feb.
81
7
$1,663
$326
$1,337
$113,583
$228,859
Mar.
82
7
$1,663
$328
$1,335
$114,918
$228,531
April
83
7
$1,663
$330
$1,333
$116,251
$228,201
May
84
7
$1,663
$332
$1,331
$117,582
$227,869
June
85
8
$1,663
$334
$1,329
$118,911
$227,535
July
86
8
$1,663
$336
$1,327
$120,239
$227,199
Aug.
87
8
$1,663
$338
$1,325
$121,564
$226,861
Sept.
88
8
$1,663
$340
$1,323
$122,887
$226,521
Oct.
89
8
$1,663
$342
$1,321
$124,209
$226,179
Nov.
90
8
$1,663
$344
$1,319
$125,528
$225,835
Dec.
91
8
$1,663
$346
$1,317
$126,845
$225,489
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
92
8
$1,663
$348
$1,315
$128,161
$225,141
Feb.
93
8
$1,663
$350
$1,313
$129,474
$224,791
Mar.
94
8
$1,663
$352
$1,311
$130,785
$224,439
April
95
8
$1,663
$354
$1,309
$132,095
$224,085
May
96
8
$1,663
$356
$1,307
$133,402
$223,729
June
97
9
$1,663
$358
$1,305
$134,707
$223,371
July
98
9
$1,663
$360
$1,303
$136,010
$223,011
Aug.
99
9
$1,663
$362
$1,301
$137,311
$222,648
Sept.
100
9
$1,663
$364
$1,299
$138,609
$222,284
Oct.
101
9
$1,663
$367
$1,297
$139,906
$221,917
Nov.
102
9
$1,663
$369
$1,295
$141,201
$221,549
Dec.
103
9
$1,663
$371
$1,292
$142,493
$221,178
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
104
9
$1,663
$373
$1,290
$143,783
$220,805
Feb.
105
9
$1,663
$375
$1,288
$145,071
$220,429
Mar.
106
9
$1,663
$377
$1,286
$146,357
$220,052
April
107
9
$1,663
$380
$1,284
$147,641
$219,672
May
108
9
$1,663
$382
$1,281
$148,922
$219,290
June
109
10
$1,663
$384
$1,279
$150,201
$218,906
July
110
10
$1,663
$386
$1,277
$151,478
$218,520
Aug.
111
10
$1,663
$389
$1,275
$152,753
$218,132
Sept.
112
10
$1,663
$391
$1,272
$154,025
$217,741
Oct.
113
10
$1,663
$393
$1,270
$155,296
$217,348
Nov.
114
10
$1,663
$395
$1,268
$156,563
$216,952
Dec.
115
10
$1,663
$398
$1,266
$157,829
$216,555
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
116
10
$1,663
$400
$1,263
$159,092
$216,155
Feb.
117
10
$1,663
$402
$1,261
$160,353
$215,752
Mar.
118
10
$1,663
$405
$1,259
$161,612
$215,347
April
119
10
$1,663
$407
$1,256
$162,868
$214,940
May
120
10
$1,663
$409
$1,254
$164,122
$214,531
June
121
11
$1,663
$412
$1,251
$165,373
$214,119
July
122
11
$1,663
$414
$1,249
$166,622
$213,705
Aug.
123
11
$1,663
$417
$1,247
$167,869
$213,288
Sept.
124
11
$1,663
$419
$1,244
$169,113
$212,869
Oct.
125
11
$1,663
$422
$1,242
$170,355
$212,448
Nov.
126
11
$1,663
$424
$1,239
$171,594
$212,024
Dec.
127
11
$1,663
$426
$1,237
$172,831
$211,597
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
128
11
$1,663
$429
$1,234
$174,065
$211,168
Feb.
129
11
$1,663
$431
$1,232
$175,297
$210,737
Mar.
130
11
$1,663
$434
$1,229
$176,526
$210,303
April
131
11
$1,663
$436
$1,227
$177,753
$209,866
May
132
11
$1,663
$439
$1,224
$178,977
$209,427
June
133
12
$1,663
$442
$1,222
$180,199
$208,986
July
134
12
$1,663
$444
$1,219
$181,418
$208,542
Aug.
135
12
$1,663
$447
$1,216
$182,634
$208,095
Sept.
136
12
$1,663
$449
$1,214
$183,848
$207,645
Oct.
137
12
$1,663
$452
$1,211
$185,060
$207,193
Nov.
138
12
$1,663
$455
$1,209
$186,268
$206,739
Dec.
139
12
$1,663
$457
$1,206
$187,474
$206,282
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
140
12
$1,663
$460
$1,203
$188,678
$205,822
Feb.
141
12
$1,663
$463
$1,201
$189,878
$205,359
Mar.
142
12
$1,663
$465
$1,198
$191,076
$204,894
April
143
12
$1,663
$468
$1,195
$192,271
$204,426
May
144
12
$1,663
$471
$1,192
$193,464
$203,955
June
145
13
$1,663
$474
$1,190
$194,653
$203,481
July
146
13
$1,663
$476
$1,187
$195,840
$203,005
Aug.
147
13
$1,663
$479
$1,184
$197,025
$202,526
Sept.
148
13
$1,663
$482
$1,181
$198,206
$202,044
Oct.
149
13
$1,663
$485
$1,179
$199,385
$201,559
Nov.
150
13
$1,663
$487
$1,176
$200,560
$201,072
Dec.
151
13
$1,663
$490
$1,173
$201,733
$200,582
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
152
13
$1,663
$493
$1,170
$202,903
$200,088
Feb.
153
13
$1,663
$496
$1,167
$204,071
$199,592
Mar.
154
13
$1,663
$499
$1,164
$205,235
$199,093
April
155
13
$1,663
$502
$1,161
$206,396
$198,592
May
156
13
$1,663
$505
$1,158
$207,555
$198,087
June
157
14
$1,663
$508
$1,156
$208,710
$197,579
July
158
14
$1,663
$511
$1,153
$209,863
$197,068
Aug.
159
14
$1,663
$514
$1,150
$211,012
$196,555
Sept.
160
14
$1,663
$517
$1,147
$212,159
$196,038
Oct.
161
14
$1,663
$520
$1,144
$213,302
$195,518
Nov.
162
14
$1,663
$523
$1,141
$214,443
$194,995
Dec.
163
14
$1,663
$526
$1,137
$215,580
$194,470
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
164
14
$1,663
$529
$1,134
$216,715
$193,941
Feb.
165
14
$1,663
$532
$1,131
$217,846
$193,409
Mar.
166
14
$1,663
$535
$1,128
$218,974
$192,874
April
167
14
$1,663
$538
$1,125
$220,099
$192,336
May
168
14
$1,663
$541
$1,122
$221,221
$191,794
June
169
15
$1,663
$544
$1,119
$222,340
$191,250
July
170
15
$1,663
$548
$1,116
$223,456
$190,702
Aug.
171
15
$1,663
$551
$1,112
$224,568
$190,151
Sept.
172
15
$1,663
$554
$1,109
$225,678
$189,597
Oct.
173
15
$1,663
$557
$1,106
$226,783
$189,040
Nov.
174
15
$1,663
$561
$1,103
$227,886
$188,480
Dec.
175
15
$1,663
$564
$1,099
$228,986
$187,916
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
176
15
$1,663
$567
$1,096
$230,082
$187,349
Feb.
177
15
$1,663
$570
$1,093
$231,175
$186,778
Mar.
178
15
$1,663
$574
$1,090
$232,264
$186,205
April
179
15
$1,663
$577
$1,086
$233,350
$185,628
May
180
15
$1,663
$580
$1,083
$234,433
$185,047
June
181
16
$1,663
$584
$1,079
$235,513
$184,463
July
182
16
$1,663
$587
$1,076
$236,589
$183,876
Aug.
183
16
$1,663
$591
$1,073
$237,661
$183,285
Sept.
184
16
$1,663
$594
$1,069
$238,731
$182,691
Oct.
185
16
$1,663
$598
$1,066
$239,796
$182,094
Nov.
186
16
$1,663
$601
$1,062
$240,858
$181,493
Dec.
187
16
$1,663
$605
$1,059
$241,917
$180,888
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
188
16
$1,663
$608
$1,055
$242,972
$180,280
Feb.
189
16
$1,663
$612
$1,052
$244,024
$179,669
Mar.
190
16
$1,663
$615
$1,048
$245,072
$179,053
April
191
16
$1,663
$619
$1,044
$246,117
$178,435
May
192
16
$1,663
$622
$1,041
$247,157
$177,812
June
193
17
$1,663
$626
$1,037
$248,195
$177,186
July
194
17
$1,663
$630
$1,034
$249,228
$176,557
Aug.
195
17
$1,663
$633
$1,030
$250,258
$175,923
Sept.
196
17
$1,663
$637
$1,026
$251,284
$175,286
Oct.
197
17
$1,663
$641
$1,023
$252,307
$174,645
Nov.
198
17
$1,663
$644
$1,019
$253,326
$174,001
Dec.
199
17
$1,663
$648
$1,015
$254,341
$173,353
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
200
17
$1,663
$652
$1,011
$255,352
$172,701
Feb.
201
17
$1,663
$656
$1,007
$256,359
$172,045
Mar.
202
17
$1,663
$660
$1,004
$257,363
$171,385
April
203
17
$1,663
$664
$1,000
$258,363
$170,722
May
204
17
$1,663
$667
$996
$259,358
$170,054
June
205
18
$1,663
$671
$992
$260,350
$169,383
July
206
18
$1,663
$675
$988
$261,339
$168,708
Aug.
207
18
$1,663
$679
$984
$262,323
$168,029
Sept.
208
18
$1,663
$683
$980
$263,303
$167,346
Oct.
209
18
$1,663
$687
$976
$264,279
$166,658
Nov.
210
18
$1,663
$691
$972
$265,251
$165,967
Dec.
211
18
$1,663
$695
$968
$266,219
$165,272
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
212
18
$1,663
$699
$964
$267,183
$164,573
Feb.
213
18
$1,663
$703
$960
$268,143
$163,870
Mar.
214
18
$1,663
$707
$956
$269,099
$163,163
April
215
18
$1,663
$711
$952
$270,051
$162,451
May
216
18
$1,663
$716
$948
$270,999
$161,735
June
217
19
$1,663
$720
$943
$271,942
$161,016
July
218
19
$1,663
$724
$939
$272,881
$160,292
Aug.
219
19
$1,663
$728
$935
$273,816
$159,563
Sept.
220
19
$1,663
$732
$931
$274,747
$158,831
Oct.
221
19
$1,663
$737
$927
$275,674
$158,094
Nov.
222
19
$1,663
$741
$922
$276,596
$157,353
Dec.
223
19
$1,663
$745
$918
$277,514
$156,608
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
224
19
$1,663
$750
$914
$278,427
$155,858
Feb.
225
19
$1,663
$754
$909
$279,337
$155,104
Mar.
226
19
$1,663
$758
$905
$280,241
$154,345
April
227
19
$1,663
$763
$900
$281,142
$153,583
May
228
19
$1,663
$767
$896
$282,038
$152,815
June
229
20
$1,663
$772
$891
$282,929
$152,043
July
230
20
$1,663
$776
$887
$283,816
$151,267
Aug.
231
20
$1,663
$781
$882
$284,698
$150,486
Sept.
232
20
$1,663
$785
$878
$285,576
$149,701
Oct.
233
20
$1,663
$790
$873
$286,449
$148,911
Nov.
234
20
$1,663
$795
$869
$287,318
$148,116
Dec.
235
20
$1,663
$799
$864
$288,182
$147,317
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
236
20
$1,663
$804
$859
$289,041
$146,513
Feb.
237
20
$1,663
$809
$855
$289,896
$145,704
Mar.
238
20
$1,663
$813
$850
$290,746
$144,891
April
239
20
$1,663
$818
$845
$291,591
$144,073
May
240
20
$1,663
$823
$840
$292,432
$143,250
June
241
21
$1,663
$828
$836
$293,267
$142,423
July
242
21
$1,663
$832
$831
$294,098
$141,590
Aug.
243
21
$1,663
$837
$826
$294,924
$140,753
Sept.
244
21
$1,663
$842
$821
$295,745
$139,911
Oct.
245
21
$1,663
$847
$816
$296,561
$139,063
Nov.
246
21
$1,663
$852
$811
$297,372
$138,211
Dec.
247
21
$1,663
$857
$806
$298,179
$137,354
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
248
21
$1,663
$862
$801
$298,980
$136,492
Feb.
249
21
$1,663
$867
$796
$299,776
$135,625
Mar.
250
21
$1,663
$872
$791
$300,567
$134,753
April
251
21
$1,663
$877
$786
$301,353
$133,876
May
252
21
$1,663
$882
$781
$302,134
$132,994
June
253
22
$1,663
$887
$776
$302,910
$132,106
July
254
22
$1,663
$893
$771
$303,681
$131,214
Aug.
255
22
$1,663
$898
$765
$304,446
$130,316
Sept.
256
22
$1,663
$903
$760
$305,206
$129,413
Oct.
257
22
$1,663
$908
$755
$305,961
$128,504
Nov.
258
22
$1,663
$914
$750
$306,711
$127,591
Dec.
259
22
$1,663
$919
$744
$307,455
$126,672
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
260
22
$1,663
$924
$739
$308,194
$125,747
Feb.
261
22
$1,663
$930
$734
$308,928
$124,818
Mar.
262
22
$1,663
$935
$728
$309,656
$123,883
April
263
22
$1,663
$941
$723
$310,378
$122,942
May
264
22
$1,663
$946
$717
$311,095
$121,996
June
265
23
$1,663
$952
$712
$311,807
$121,044
July
266
23
$1,663
$957
$706
$312,513
$120,087
Aug.
267
23
$1,663
$963
$701
$313,214
$119,124
Sept.
268
23
$1,663
$968
$695
$313,909
$118,156
Oct.
269
23
$1,663
$974
$689
$314,598
$117,182
Nov.
270
23
$1,663
$980
$684
$315,281
$116,202
Dec.
271
23
$1,663
$985
$678
$315,959
$115,217
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
272
23
$1,663
$991
$672
$316,631
$114,226
Feb.
273
23
$1,663
$997
$666
$317,298
$113,229
Mar.
274
23
$1,663
$1,003
$661
$317,958
$112,226
April
275
23
$1,663
$1,009
$655
$318,613
$111,217
May
276
23
$1,663
$1,014
$649
$319,262
$110,203
June
277
24
$1,663
$1,020
$643
$319,904
$109,182
July
278
24
$1,663
$1,026
$637
$320,541
$108,156
Aug.
279
24
$1,663
$1,032
$631
$321,172
$107,124
Sept.
280
24
$1,663
$1,038
$625
$321,797
$106,085
Oct.
281
24
$1,663
$1,044
$619
$322,416
$105,041
Nov.
282
24
$1,663
$1,051
$613
$323,029
$103,990
Dec.
283
24
$1,663
$1,057
$607
$323,635
$102,934
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
284
24
$1,663
$1,063
$600
$324,236
$101,871
Feb.
285
24
$1,663
$1,069
$594
$324,830
$100,802
Mar.
286
24
$1,663
$1,075
$588
$325,418
$99,727
April
287
24
$1,663
$1,082
$582
$326,000
$98,645
May
288
24
$1,663
$1,088
$575
$326,575
$97,557
June
289
25
$1,663
$1,094
$569
$327,144
$96,463
July
290
25
$1,663
$1,101
$563
$327,707
$95,363
Aug.
291
25
$1,663
$1,107
$556
$328,263
$94,256
Sept.
292
25
$1,663
$1,113
$550
$328,813
$93,142
Oct.
293
25
$1,663
$1,120
$543
$329,356
$92,022
Nov.
294
25
$1,663
$1,126
$537
$329,893
$90,896
Dec.
295
25
$1,663
$1,133
$530
$330,423
$89,763
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
296
25
$1,663
$1,140
$524
$330,947
$88,623
Feb.
297
25
$1,663
$1,146
$517
$331,464
$87,477
Mar.
298
25
$1,663
$1,153
$510
$331,974
$86,324
April
299
25
$1,663
$1,160
$504
$332,478
$85,164
May
300
25
$1,663
$1,166
$497
$332,975
$83,998
June
301
26
$1,663
$1,173
$490
$333,465
$82,824
July
302
26
$1,663
$1,180
$483
$333,948
$81,644
Aug.
303
26
$1,663
$1,187
$476
$334,424
$80,457
Sept.
304
26
$1,663
$1,194
$469
$334,893
$79,263
Oct.
305
26
$1,663
$1,201
$462
$335,356
$78,063
Nov.
306
26
$1,663
$1,208
$455
$335,811
$76,855
Dec.
307
26
$1,663
$1,215
$448
$336,259
$75,640
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
308
26
$1,663
$1,222
$441
$336,701
$74,418
Feb.
309
26
$1,663
$1,229
$434
$337,135
$73,189
Mar.
310
26
$1,663
$1,236
$427
$337,562
$71,952
April
311
26
$1,663
$1,244
$420
$337,981
$70,709
May
312
26
$1,663
$1,251
$412
$338,394
$69,458
June
313
27
$1,663
$1,258
$405
$338,799
$68,200
July
314
27
$1,663
$1,265
$398
$339,197
$66,934
Aug.
315
27
$1,663
$1,273
$390
$339,587
$65,662
Sept.
316
27
$1,663
$1,280
$383
$339,970
$64,381
Oct.
317
27
$1,663
$1,288
$376
$340,346
$63,094
Nov.
318
27
$1,663
$1,295
$368
$340,714
$61,798
Dec.
319
27
$1,663
$1,303
$360
$341,074
$60,496
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
320
27
$1,663
$1,310
$353
$341,427
$59,185
Feb.
321
27
$1,663
$1,318
$345
$341,773
$57,867
Mar.
322
27
$1,663
$1,326
$338
$342,110
$56,542
April
323
27
$1,663
$1,333
$330
$342,440
$55,208
May
324
27
$1,663
$1,341
$322
$342,762
$53,867
June
325
28
$1,663
$1,349
$314
$343,076
$52,518
July
326
28
$1,663
$1,357
$306
$343,383
$51,161
Aug.
327
28
$1,663
$1,365
$298
$343,681
$49,796
Sept.
328
28
$1,663
$1,373
$290
$343,972
$48,423
Oct.
329
28
$1,663
$1,381
$282
$344,254
$47,043
Nov.
330
28
$1,663
$1,389
$274
$344,528
$45,654
Dec.
331
28
$1,663
$1,397
$266
$344,795
$44,257
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
332
28
$1,663
$1,405
$258
$345,053
$42,852
Feb.
333
28
$1,663
$1,413
$250
$345,303
$41,439
Mar.
334
28
$1,663
$1,422
$242
$345,545
$40,017
April
335
28
$1,663
$1,430
$233
$345,778
$38,587
May
336
28
$1,663
$1,438
$225
$346,003
$37,149
June
337
29
$1,663
$1,447
$217
$346,220
$35,702
July
338
29
$1,663
$1,455
$208
$346,428
$34,247
Aug.
339
29
$1,663
$1,463
$200
$346,628
$32,784
Sept.
340
29
$1,663
$1,472
$191
$346,819
$31,312
Oct.
341
29
$1,663
$1,481
$183
$347,002
$29,831
Nov.
342
29
$1,663
$1,489
$174
$347,176
$28,342
Dec.
343
29
$1,663
$1,498
$165
$347,341
$26,844
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
344
29
$1,663
$1,507
$157
$347,498
$25,338
Feb.
345
29
$1,663
$1,515
$148
$347,645
$23,822
Mar.
346
29
$1,663
$1,524
$139
$347,784
$22,298
April
347
29
$1,663
$1,533
$130
$347,915
$20,765
May
348
29
$1,663
$1,542
$121
$348,036
$19,222
June
349
30
$1,663
$1,551
$112
$348,148
$17,671
July
350
30
$1,663
$1,560
$103
$348,251
$16,111
Aug.
351
30
$1,663
$1,569
$94
$348,345
$14,542
Sept.
352
30
$1,663
$1,578
$85
$348,430
$12,963
Oct.
353
30
$1,663
$1,588
$76
$348,505
$11,376
Nov.
354
30
$1,663
$1,597
$66
$348,572
$9,779
Dec.
355
30
$1,663
$1,606
$57
$348,629
$8,173
Month
Month No.
Year No.
Payment
Principal
Interest
Total Interest
Balance
Jan.
356
30
$1,663
$1,616
$48
$348,676
$6,557
Feb.
357
30
$1,663
$1,625
$38
$348,715
$4,932
Mar.
358
30
$1,663
$1,634
$29
$348,743
$3,298
April
359
30
$1,663
$1,644
$19
$348,763
$1,654
May
360
30
$1,663
$1,654
$10
$348,772
$0
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Geoffrey NguyenManager
NMLS# 485491
*Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details. Payment example: If you bought a $450,000 home with a 20% down payment, for a loan amount of $360,000, with a 30 year term at a fixed rate of 6.125% (Annual Percentage Rate 6.220%), you would make 360 payments of $2,189.00. Payment stated does not include taxes and insurance, which will result in a higher payment.
Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.
The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.
The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.
The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.
Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.
Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!