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YOUR FIRST HOME PURCHASE

Buying a home is big investment and an exciting milestone. Whether you are new to this or an experienced home buyer, you’re going to need some help. Working with a CMG Financial Loan Officer is the best way to facilitate a smooth transaction from contract to closing table.

Did you know over 80% of home buyers get preapproved before making an offer? (Zillow)
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Mortgage preapproval shows the seller you are a serious buyer and have already started the mortgage financing process.

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Set your budget, make a stronger offer, and show the seller you’ve already started the financing process
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Your money matters, your mortgage counts. Why the right home loan sets you up for financial success
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Have a question and haven’t found the answer? Ask away - we’re here to help!

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First-Time Home Buyer

Congratulations! Making the decision to buy a home is your first step toward building wealth and a strong financial future. We love first-time home buyers because it gives us an opportunity to do what we do best, teach about the mortgage process.

New to the home buying process? Here are some questions real estate experts recommend you ask your mortgage loan officer:

  • What factors impact my mortgage interest rate?
  • Is there anything I can do now to improve my credit score or lower my debt-to-income ratio before I get pre-qualified?
  • Do I qualify for any down payment assistance programs?
  • How much will I need to pay in closing costs?

Although you might be browsing home listings online, your first step in the home buying process should always be mortgage preapproval.

Did you know 77% of home buyers get preapproved for a mortgage BEFORE they even find a property to bid on?

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First Time Home Buyers Guide

FIRST TIME HOME BUYERS GUIDE

Buying a home is a big step, you don’t have to do it all on your own. From the down payment to the closing disclosure, our First-Time Home Buyers Guide has everything you need to know to prep for this big adventure.

Still have questions? Call your local loan officer at 1.805.407.9282

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