CONVENTIONAL PRODUCTS

We provide our brokers with a comprehensive mix of conforming loan products that serve your conventional borrowers. We have a team of mortgage professionals waiting to help you succeed in this changing industry. Explore our full product menu and experience a unique lender that has the customer service to tailor its business model to best fit yours.

CMG Financial is a FNMA and FHLMC seller/servicer.

All loan programs displayed on this website may not be available in every state.

xx Agency/ High Balance Fixed Rate Program

Agency / High Balance Fixed Rate Program

30 year fixed rate
25 year fixed rate
20 year fixed rate
15 year fixed rate
10 year fixed rate

xx Agency / High Balance Arm Program

Agency / High Balance Arm Program

3/6 SOFR ARM with 2/1/5 caps
5/6 SOFR ARM with 2/1/5 caps
7/6 SOFR ARM with 5/1/5 caps
10/6 SOFR ARM with 5/1/5 caps

xx Fannie Mae & Freddie Mac High LTV Refinance Loan Option

Fannie Mae & Freddie Mac High LTV Refinance Loan Option

Standard and High Balance
15-30 Year Fixed Rate
3/6, 5/6, 7/6, and 10/6 ARMs (High balance fixed rate only)

xx HomeReady & Home Possible Program

HomeReady & Home Possible Program

As little as 3% down with a 620 FICO. No money down payment option available if the loan is combined with a community second mortgage.
Community seconds or closing costs grants can be used
Owner occupied 1-4 Units, Condos, and PUDs

xx Manufactured Homes

Manufactured Homes

95% LTV available on Primary Residence Purchase & Rate-Term with 620 FICO
Cash Out available on Primary Residence max 65% LTV and 20 year term
MI Available to 95%
Government financing available for Manufactured Homes

xx Jumbo Programs

Jumbo Programs

Four Jumbo Programs available for all of your Jumbo needs:

Loan amounts to $2.0MM
Unlimited Cash Out for Primary and Second Homes
80% LTV to $1.5MM with no MI
First Time Home Buyers Allowed