GOVERNMENT PRODUCTS

One of our priorities is helping you support your veteran, public servant, rural and lower to mid-income borrowers, so they can achieve the dream of finding a home that they can call their own.

Here’s how…

Offering government products is extremely important to us because we know how important they are to you, your customers and to this country. One of the things we pride ourselves on is being an industry advocate who takes part in preserving the economy and knows the importance of giving every American an equal chance to financing a home. Take advantage of our full menu of government loan products and help preserve the American dream

CMG Financial is a FNMA and FHLMC seller/servicer.

All loan programs displayed on this website may not be available in every state.

Counties with Loan Limit Increases



FHA

FHA STREAMLINE

  • 600 FICO Standard Loan Amounts
  • 620 FICO High Balance
  • Second homes and Non-Owner allowed
  • No Appraisal or AVM required
  • No price hit for N/O/O
  • CLTV to 125%

  • Contact a Division Vice President

VA LOAN PROGRAMS

  • VA Cash In Hand available
  • 100% LTV/Unlimited CLTV C/O with unlimited cash back to borrower
  • DTI per AUS
  • 600 FICO with AUS approval

  • Contact a Division Vice President

VA IRRRL

FHA / VA LOANS

VA / FHA ARM PROGRAMS

USDA

  • 30 year fixed rate
  • Minimum Loan Amount: $50,000 / Maximum Loan Amount: $424,100
  • Minimum FICO 640
  • 1 Unit Single Family
  • Reduced MI Coverage
  • GUS Approved Only, No Manual Underwrite
  • Purchase and Rate / Term Refinance
  • 100% Financing Available: Allows the financing of closing costs and USDA Guarantee Fee (up to 100% of appraised value)

  • Contact a Division Vice President


MORE LOAN PRODUCTS
Conventional Loans
Non-QM & Non-Agency Products
All In One Loan
© CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal opportunity lender with corporate office located at 3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583 888-264-4663. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Illinois Residential Mortgage Licensee; Kansas Licensed Mortgage Company #MC.0001160; Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. For information about our company, please visit us at www.cmgfi.com. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and NMLS Consumer Access (www.nmlsconsumeraccess.org).