LOAN PRODUCTS

We provide our brokers with a comprehensive mix of conforming loan products that serve your conventional borrowers.

We have a team of mortgage professionals waiting to help you succeed in this changing industry. Explore our full product menu and experience a unique lender that has the customer service to tailor its business model to best fit yours.

CMG Financial is a FNMA and FHLMC seller/servicer.

All loan programs displayed on this website may not be available in every state.



Agency / High Balance Fixed Rate Program

AGENCY / high balance ARM PROGRAMS

  • 3/1 LIBOR ARM with 2.250% margin -2/2/6 caps
  • 5/1 LIBOR ARM with 2.250% margin -5/2/5 caps
  • 7/1 LIBOR ARM with 2.250% margin – 5/2/5 caps
  • 10/1 LIBOR ARM with 2.250% margin – 5/2/5 caps

  • Contact a Division Vice President

HomeReady & Home Possible Program

  • As little as 3% down with a 640 FICO. No money down payment option available if the loan is combined with a community second mortgage.
  • Community seconds or closing costs grants can be used
  • Credit scores as low as 620
  • Owner occupied 1-4 Units, Condos, and PUDs

  • Contact a Division Vice President

MANUFACTURED HOMES

  • 95% LTV available on Primary Residence Purchase & Rate-Term with 620 FICO
  • Cash Out available on Primary Residence max 65% LTV and 20 year term
  • MI Available to 95% with a 620 FICO score

  • Contact a Division Vice President

JUMBO LOANS

Four Jumbo Programs available for all of your Jumbo needs:

  • Loan amounts to $5.0MM
  • Unlimited Cash Out for Primary Residence and Second Homes
  • 90% LTV to $1.5MM with no MI
  • First Time Home Buyers Allowed

  • Contact a Division Vice President

HOME AFFORDABLE REFINANCE PROGRAM

  • HARP Highlights
    • NO Minimum Credit Score
    • Conforming and High Balance Conforming
    • All including Primary Residence, 2nd Homes, Investment, 1-4 Units
  • FNMA DU REFI PLUS
    • 30 year fixed rate
    • 20 year fixed rate
    • 15 year fixed rate
    • 30 year high balance
    • 15 year high balance
  • FHLMC LP OPEN ACCESS PROGRAMS
    • 30 year fixed rate
    • 20 year fixed rate
    • 15 year fixed rate
    • 30 year high balance
    • 15 year high balance

    Contact a Division Vice President


MORE LOAN PRODUCTS
Government Products
Non-QM & Non-Agency Products
All In One Loan
© CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS# 1820 in most, but not all states. CMG Mortgage Inc. is an equal opportunity lender, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; Loans made or arranged pursuant to a California Finance Lenders Law license No. 6053674. Offer of credit is subject to credit approval. For more information on our company, please visit www.cmgfi.com. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org.